Legal Expenses Insurance
Comprehensive legal expenses insurance cover for private individuals
Designed for private individuals in the United Kingdom, our Personal Legal Expenses insurance product can provide cover for:
- Employment disputes
- Consumer contract disputes
- Property disputes
- Professional negligence claims against solicitors, accountants, surveyors (etc)
- Defence of civil action brought against the insured from their work as an employee
- HMRC investigations
Limits of indemnity
We typically offer cover subject to a limit of £50,000 for legal expenses.
All Vantage Personal’ Legal Expenses insurance policyholders are provided with access to our telephone advice line service, which is available for policyholders to obtain advice in relation to employment, legal and taxation matters.
All Vantage legal expenses products are supported by our in-house underwriting, claims and administration teams, backed by advice lines staffed by qualified consultants and solicitors employed by companies within our corporate group.
As a provider of specialist insurance products and services for brokers, affinity groups, motor fleet providers, letting agents and insurers, we are renowned for our innovative and flexible approach in developing and administering bespoke schemes to meet the requirements of our partners. We pride ourselves on our ability to offer flexible solutions.
Claims against our legal expenses products are managed in-house, from first notification of loss through to settlement, by our own claims handlers. We utilise an experienced panel of solicitors who provide excellent levels of service and achieve great results for our policyholders.
Our legal expenses products are designed to be sold to customers on a standalone basis, or as valuable add-ons to primary commercial and personal lines insurance products.
Trading options for our legal expenses products can include:
- Online trading via our broker platform – HUB
- Delegated authority schemes
- Group schemes
- Vantage – administered programmes
- Open GI and Powerplace
- Open market referral